Singapore’s Motor Vehicles Act insists that third party insurance is mandatory for every person who owns a vehicle in this country. “Act only” is another name for such insurance policies in Singapore.
Unfortunately, there are a large number of vehicle accidents in this region. All drivers will have their own unique experiences of the vehicle accident they were involved in. However, many who drive are said to be unsure of what happens after their accident.
Third-party insurance is the simplest type of insurance for every person who owns a car to have behind them. Such insurance will be able to warrant which driver caused the accident. It also takes care of any damage that the vehicle may have.
How To Make the Claim
It is not difficult to make a claim after an accident at https://thirdpartyinsuranceclaimsingapore.com. However, there are a few guidelines that drivers need to remember in order to be successful with the claim. The Motor Claims Framework contains all of the guidelines that all drivers are advised to follow. Here are some basic guidelines on what to do after the accident.
The first thing to do is to report the accident as quickly as possible. Not only do the police need to know about the accident but so does your third party insurance company. It is a good idea to contact your insurance company as soon as possible after reporting the accident to the police. All reporting must be done within twenty-four hours of the accident.
Before making the claim, the police will need to provide you the details of who caused the accident.
If you need to drive your vehicle, you can organize for it to be repaired but your third party insurance company will not pay the repairs for you. You will need to do that yourself.
Obtain As Much Information As Possible
After you have reported the accident, try and get as much information for the claim as possible. You will need to obtain the other party’s full names, address details and phone number, their FIN/NRIC, and their insurance company details and policy numbers. You will also need to have yours with you.
Take Photographs and Videos
Don’t be afraid to take as many photographs and videos of the scene and surroundings as possible. Not only of your vehicle but any other vehicles that may have been involved. Remember to try and speak to as many people who may have witnessed the accident. They may be able to give you information that you cannot remember from your experience.
Organize An Inspection For Your Vehicle
Organize a time for an inspection of your vehicle with your third party insurance company. This should be done before taking the vehicle into repairs. During this inspection, you will be able to find out estimated costs for any damages and obtain documentation that you can take with you when the vehicle gets repaired.
After the inspection has been completed and you have all of the relevant information, you can make arrangements for repairs. If you are not the driver who caused the accident and this has been proven, you will be required to pay for the repairs before your insurance company does. If you have been found at fault of the accident, then after the repairs are done, the repair workshop will be able to make the claim for you. If successful, the claim will pay for the cost of the repairs.